stop surviving

start building

&

Modern funding strategies for professionals ready to invest, scale, and create the life they really want.

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$3.67 Million Funded

4.87 ★ Google Rating

2.3 Weeks Avg Turnaround

0% Interest Available

$3.67 Million Funded 4.87 ★ Google Rating 2.3 Weeks Avg Turnaround 0% Interest Available

What will you do do with $100,000-$250,000 of 0% business Funding?

  • Two people sitting at a round white table with laptops, exploring funding options, a potted plant, a notebook, a takeaway coffee cup, and their hands holding smartphones, near a window with sunlight.

    SBA Loans

    Low down payments
    Longer terms
    Up to $5M in funding for growth or property

  • Veteran standing with a pair of tan work boots and a camouflage backpack placed on the ground next to a person wearing blue jeans and tan shoes, with an American flag partially visible on the ground, against a brick and concrete wall background.

    Investment Rollover

    Use retirement funds
    No early withdrawal penalties
    Invest through your LLC

  • A single family home, wooden house with a blue roof, surrounded by trees, with sunlight filtering through the branches, and a street in front.

    HELOC

    Flexible credit line
    Use equity for down payments, renovations, cash flow

  • Two professionally dressed bankers in suits standing inside a modern office, looking at a smartphone together with smiles, discussing loan terms.

    Refinance

    Lower rates
    Pull out equity
    Free up cash for new investments

  • Laptop on a reflective black table displaying analytics dashboards with graphs, charts, and metrics in green, blue, and purple colors.

    Credit Lines

    Revolving access
    Pay interest only on what you use
    Cover gaps & scale

  • A black American Express credit card, a gold card, a silver American Express card, and a smartphone displaying an American Express card, all on a white marble surface.

    Credit Cards

    0% intro APR up to 24 months
    Rewards & cash back
    Build business credit

  • Close-up of Benjamin Franklin's portrait on a U.S. hundred-dollar bill.

    Unsecured Loans

    Lump sum funding w/ fixed rates
    No collateral required
    Fast approvals

  • Business equipment secure from funding, a buffet station with trays of cherry tomatoes, cheese, and vegetables, stacked plates, and paper towels in a restaurant setting.

    Equipment Loans

    Up to 100% of cost
    Preserve cash flow
    Own or lease essential equipment

Schedule Your Free Credit Evaluation
An organized workspace with a computer monitor, a potted plant, a set of headphones, a notebook, a smartphone, a wireless mouse, a keyboard, and a stack of office supplies.

ellery payton jr.

Ellery posing with gray goatee, wearing a light blue dress shirt, checkered blue pants, tan shoes, and striped socks, sitting on a wooden stool against a plain light background, smiling and looking at the camera.

At one point, I was drowning in nearly $200,000 of medical debt. I had just undergone my second kidney transplant, lost my job, and was raising my son alone while dodging calls from debt collectors. It felt like the whole world had slipped out from under me.

But I rebuilt. I repaired my credit on my own, secured business funding, and began investing in real estate—eventually acquiring over $1.5M in properties. Now, I help professionals create financial security before a crisis forces them to. Because when you’ve lived without a safety net, building one becomes your mission.

Learn More About My Journey

Why Our Clients Keep Coming Back

EP Enterprises, LLC - A MyMoneyEDU Partner

Shuan Howard - $257,500+

James Tolson, +90 Points Credit Score

Susan Traschel - $157,000+

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  • I work with a wide variety of businesses, including real estate, e-commerce, technology, logistics, construction, online services and lots more—even startups and those with no business experience.

  • The best funding opportunities are unlocked with better credit scores, but I don’t believe in allowing credit challenges to define you. No matter what your credit score is, I encourage you to take the first step of Applying & Completing Orientation so I can put your free Funding Plan together.

  • With how many funding options I have at our disposal, this will depend greatly on what type of capital is most aligned with your goals and how credit-ready you are.

Questions are normal. Whether you’re wondering if you’ll qualify, how fast funding happens, or whether this is even right for you—you’re in the right place. We’re here to guide you every step of the way.

Schedule Your Free Credit Evaluation